With an extremely wet and windy winter forecast, take steps to keep you and your home safe and dry

With the Met Office warning that this year’s supersized El Niño could mean a wet and stormy winter lies ahead, it’s never been more important to maintain your home.

Payouts for storm damage to UK homes surged 32% to £244m in 2025 amid the destruction caused by the heavy rain and strong winds that accompanied the likes of Storm Éowyn and Storm Floris.

The Naylors’ four-bedroom home in Milton Keynes acts like a mini-power station after retrofitting solar panels, a battery and a heat pump

Clare Naylor paid close attention to how much energy she and her family were using last winter, filling hot-water bottles and bringing out extra blankets to ensure they didn’t go over budget. This year, she won’t have to worry as she is guaranteed not to receive a bill.

While millions of British households face the highest energy charges in three years from this week after a 4% rise in the price cap, and predictions of a 16% increase in January, upgrades to Naylor’s home mean she will not have to pay a thing.