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New Records Reveal Problems with Medicare’s AI Prior Authorization Experiment

8 September 2026 at 15:19

EFF sued the government back in March for information about the Wasteful and Inappropriate Service Reduction (WISeR) model, a new Medicare program that uses AI to evaluate prior authorization requests for certain medical services. Today, we’re releasing approximately 1,000 pages of records obtained from the Centers for Medicare & Medicaid Services (CMS) through this litigation, including contracts with tech companies, internal status reports and providers’ complaints about the program. The documents (available here) show that WISeR has resulted in widespread delays and denials of care, operational chaos, and reports of patient harm.

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Why We Sued for Records about WISeR

EFF filed the FOIA lawsuit to gain badly needed transparency into an experimental AI program that could jeopardize Medicare beneficiaries' access to care. In January 2026, CMS launched the WISeR model, subjecting seniors in six states to AI-driven prior authorization decisions. Medical providers must now request permission before delivering certain medical treatments if they want assurance that Medicare will cover them. Private companies contracted by CMS evaluate the requests using AI. In the absence of rigorous safeguards, AI-driven prior authorization determinations can lead to unwarranted—and even discriminatory—delays or denials of necessary medical care. 

Little is known about the AI systems that WISeR vendors are using to process prior authorization requests. Although CMS says that a qualified human clinician must review all denials, research has shown that AI-generated recommendations often influence human decisions. And the design of the WISeR program creates a financial incentive for vendors to deny care, since they are paid for averted expenditures. Just months after the program launched, medical providers reported improper denials, administrative friction, and lengthy delays that have left patients waiting in pain.

EFF’s FOIA request sought records pertaining to the CMS contracts with WISeR software vendors; any tests for accuracy, bias, or hallucinations in vendors' technology; and any audits, monitoring, or evaluation of WISeR and participating vendors.

CMS Documents Highlight Issues with the WISeR Model

CMS records obtained by EFF echo issues that medical providers, patient advocates, and lawmakers have warned about since WISeR began. This includes long wait times, rampant technical failures, inappropriate denials, and harm to patients.

Delayed Responses to Prior Authorization Requests

CMS publicly states that WISeR vendors should respond to prior authorization requests within 72 hours, but records received by EFF show widespread delays. Internal status reports from the first few months of the program show that a significant number of prior authorization requests took far longer than 72 hours to resolve. One status report cites a prior authorization request that went unanswered for 83 days ("WISeR FOIA Response - Combined Records," page 234). These delayed responses can have serious consequences for patients. Medical providers reported that WISeR has delayed medically necessary care and left patients in pain as they waited for approvals.

Timeliness data for two WISeR vendors in January 2026 show that a significant number of requests did not receive a response within 72 hours (WISeR FOIA Response - Combined Records, page 410)

Payment Methodology Provides Financial Incentive to Deny Care 

The released records confirm that WISeR’s payment methodology creates a financial incentive to deny care. Specifically, WISeR vendors are paid for requests that they deny (though not for denials reversed on appeal). This profit motive aggravates the risk that AI-assisted decision-making may unfairly deprive people of the services they need.

CMS publicly claims that it safeguards against inappropriate denials by tying vendors’ payment rates to “quality scores,” which reflect the timeliness and accuracy of vendors’ decisions. However, the recently released WISeR Data Reporting Guide shows that low quality scores reduce payments by only 5-10%.

Impact of low quality scores on payment rates described in the WISeR Data Reporting Guide (WISeR FOIA Response - Combined Records, page 99)

WISeR Vendors Have Denied Thousands of Prior Authorization Requests

Documents obtained by EFF appear to support reports that WISeR vendors may be denying claims at unusually high rates. Two companies alone denied 5,944 prior authorization requests in the first 3 months of the program. One company, Virtix, the vendor that CMS required to submit a Corrective Action Plan, denied more requests than it approved during this time period.

Prior authorization decision data for two vendors in a March 30th, 2026 status report (WISeR FOIA Response - Combined Records, page 322)

Medical Provider Feedback Ties WISeR Delays to Patient Harm

Feedback from medical providers emphasize that WISeR delays have harmed patients. The released records include March 2026 responses to a feedback form about Innovaccer, the WISeR vendor processing requests for Ohio. Medical providers complained about a lack of communication, administrative issues, and long response times. Several responses emphasize that long response times from the WISeR vendor harmed patients ("WISeR FOIA Response - Feedback Survey Responses"):

“We have patients calling our offices crying in pain because their procedures are being delayed while awaiting approvals or guidance tied to this model. A 3–4 day delay for necessary pain procedures is already difficult for vulnerable patients, but when providers cannot obtain answers for weeks, the situation becomes unacceptable.”

“I HAVE HAD TO WATCH 3 PATIENTS CRY AT BEDSIDE FOR NOT HEARING BACK ON THEIR PRIOR AUTH FOR KYPHOPLASTY/VERTABRAL AUGMENTIATION PROCEDURE. THESE PATIENTS ARE IN DEEP PAIN.”

“I have had cases submitted and waiting over 1 1/2 months for a UTN to be generated… In the meantime patients are having to be cancelled for surgeries they need. This is not acceptable they are severely hindering patient care.”

Rushed Rollout Amidst Widespread Technical Failures 

CMS WISeR launched in January 2026, just six months after it was announced. Despite warnings from both medical providers and a vendor about insufficient preparation time, CMS chose not to delay the launch. 

Approximately a month before the launch, one of the vendors, Innovaccer, alerted CMS that it intended to go live with a version of its software that lacked full functionality and had not been fully tested. It cited several barriers to going live with full functionality, including changing requirements and expectations, unclear governance processes, and lack of time for end-to-end testing with the provider community ("WISeR FOIA Response - Combined Records,", page 216-217). Innovaccer said it would auto-affirm all prior authorization requests until it could develop full functionality and explained that “Given CMS's decision not to delay the model start date, auto-affirming is the only path available” ("WISeR FOIA Response - Combined Records," page 217).

Innovaccer had not yet finished developing or testing some features several months into the program, according to an April 2026 status report. Innovaccer was not the only vendor who faced technical challenges before and after WISeR launched. Weekly status reports and provider feedback in the released records show widespread challenges associated with WISeR’s rushed rollout (for example, "WISeR FOIA Response - Combined Records," pages 238 and 383).

A status report from April 6th, 2026 describes issues with incomplete solutions from Innovaccer (WISeR FOIA Response - Combined Records, page 200)

More Urgent Medical Services Considered for Inclusion in Future Years of WISeR Model

In its first year, the WISeR model introduced prior authorization requirements for a set of 13 medical services. The June 2025 Innovation Center Investment Plan for WISeR lists medical services that could be added to the program in future years. This planning document considers the possibility of adding services “where prior authorization would have to be done on a more urgent or emergent basis,” including air ambulance transport, cancer treatment, MRI scans, and medications without publicly available coverage criteria.

A planning document from June 2025 lists ideas for the expansion of WISeR to additional medical services (WISeR FOIA Response - Combined Records, page 22)

More Transparency is Needed About Medicare’s AI Experiment

CMS continues to produce records in response to EFF’s lawsuit. Records released thus far echo concerns that providers have raised since WISeR launched, including long delays, financial incentives to deny care, and technical problems. But important questions remain about the AI systems private companies are using to inform decisions about whether to provide people with Medicare benefits. As CMS continues to produce documents, we will continue to make them available to the public. The public deserves to know how AI is driving decisions that affect patients’ access to care.

Correction: An earlier version of this post misstated the number of prior authorization requests that had been denied by two WISeR vendors in the first three months of the program. This version has been corrected to reflect that the number of denials was 5,944. The post has also been updated to clarify that reported turnaround times reflect the full request pathway and are not solely controlled by WISeR vendors.

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Most Smart Watches, Rings, and Bands Lack Basic Transparency Reports and Key Privacy Features

15 July 2026 at 15:56

Oura Rings, Garmin GPS fitness watches, Apple Watches, Whoop bands—every year, more and more tech devices are promising to monitor our health and fitness, guide us toward healthier living, and provide useful health metrics to take to our doctors. But few of these tools provide the sorts of privacy and security promises we demand from all technology, let alone tech that captures personal health data. It’s time they step up and start providing transparency reports and stronger encryption options.

Surveys suggest that around 40 percent of people in the United States own some sort of commercially available wearable health device. Despite being marketed as health devices, they have no special health-related privacy protections that one might hope for. The companies who make these devices can and do collect an abundance of data, and many of them share that data with third-parties for marketing or to influence insurance rates, or use it for their own purposes, like training artificial intelligence models.

Health data is increasingly an important part of law enforcement or government investigations. Wearable data has been critical in a number of cases, where information about heart rate and steps was used to determine the whereabouts of individuals. And the surveillance company Penlink calls fitness trackers and wearables an “overlooked source” for law enforcement since they tend to show movement patterns and changes in heart rates. Law enforcement can try to get access to this data through subpoenas or warrants. 

There are many potential privacy issues with these sorts of devices, including whether the companies who make them share or sell information to third-parties. But here we are choosing to focus on two facets we’re concerned with around health data itself: 1) whether the company shares information with law enforcement and governments and 2) if they offer end-to-end encryption, which means the company itself can’t access that health data to begin with.

Reading through dozens of product review sites we narrowed our research in on ten companies that seem to make the majority of recommended consumer health products on the market:

  • Amazfit
  • Apple
  • Coros
  • Garmin
  • Google (including Fitbit)
  • Hume
  • Oura
  • Polar
  • Suunto
  • Whoop 

We reviewed each company’s public facing policies, then emailed them to confirm those findings. Here’s what we found.

Transparency Reports Are Few and Far Between

Companies should provide transparency reports of how often they provide data to the government, including information about whether it’s an official demand or an unofficial request. We have been calling on tech companies to publish transparency reports for a long time, but the practice is still rare across the industry. That’s especially true with fitness gadgets. 

Only two of the companies we surveyed, Apple and Google (which also owns Fitbit), currently publish transparency reports. Apple, Google, and Whoop promise to notify users of law enforcement requests in publicly available documentation. 

Oura now does too, after an update to their privacy policy in June 2026 that was perhaps prompted by a series of requests from journalist Zack Whittaker. In that same update and in an email to us, Oura promises that it is “actively evaluating ways to provide greater visibility into how we handle these requests, like through a transparency report.” This is promising, and we hope the company agrees that transparency reports are the best option moving forward. 

Any company that handles data that’s of interest to law enforcement and governments owes it to their users to publish transparency reports and, when legally possible, notify users when that data is requested.

Similarly, Suunto does not currently publish transparency reports, but in an email reply to our questions the company did express an openness to potentially doing so, stating, “We continuously evaluate our transparency practices and may publish additional information, such as a transparency report, in the future if we believe it would provide meaningful value for users and support our data protection efforts.” We hope they do, as these sorts of reports are a useful metric for all of us to better understand if and when our data can potentially be accessed by law enforcement.

We could not find instances where the other companies publicly state a policy around notification or transparency reports, and no others replied to our email questions.

Any company that handles data that’s of interest to law enforcement and governments owes it to their users to publish transparency reports and, when legally possible, notify users when that data is requested. This is especially true of personal health data, which can reveal our movements, and be used to infer details about what we’re doing at any given moment.

End-to-End Encrypted Data Is Far Too Rare of a Feature

End-to-end encryption is a method to ensure that your personal data is only accessible by you, and not the company who makes the device and manages the cloud storage. End-to-end encryption is usually used to refer to message encryption in communication apps, like Signal or WhatsApp, but can also refer to data storage. For example, many password managers use end-to-end encryption, and Ring implemented it for its cameras after we pushed for it. There’s no reason it can’t be offered for wearables too.

In the case of health data from wearable devices, it’s a way to store data in the cloud so that information can be synced and backed up between your device and an app on your phone in a way where only your devices can access it. 

Support for end-to-end encryption is more rare than transparency reports. 

The Apple Watch, at least with data that’s stored in the Health app, is the only popular fitness wearable that supports end-to-end encryption, and it’s enabled by default for all users (you are required to have two-factor authentication enabled as well, but that is also on by default for most accounts).

However, Apple Watch owners should remember that this protection is only for data stored in the Apple Health app. If you use other apps on your watch, or choose to share data with third-parties, like Strava, or if you’re sharing data with other wearables, like an Oura ring, that data is likely not end-to-end encrypted by the third-party company. 

Support for end-to-end encryption is more rare than transparency reports. 

And that’s it. Apple is the only one. No other popular consumer health wearable offers end-to-end encryption for the data it collects and stores online. Not Google. Not Garmin. Not Oura. Most of these companies instead offer encryption in transit and at rest, but this means those companies can still see and use your data. This is the industry standard, but it doesn’t have to be.

Another option would be more robust local-storage options. Some devices we looked at, like a handful of Garmin and Polar watches, can operate on the watch itself without syncing data to the cloud, but some models are limited in capability and cannot sync to an app without storing data online. More robust options for limiting the data to just the wearable and the phone app it's synced to would be a privacy improvement. For example, the Apple Watch has the option to disable iCloud sharing in Apple Health, which will keep the data only on your phone. It’s the only wearable we found that offers this feature without using a third-party app like Gadgetbridge or by physically connecting the wearable to a computer with a USB cable and transferring activity files over manually.

The general lack of local-only options or end-to-end encryption is a major privacy oversight, especially when you consider these devices collect heart rate, track sleep, and can log your location while also calculating a variety of health metrics supposedly intuiting everything from anxiety to your fitness “age.”

We understand that it’s technically more difficult to implement end-to-end encryption than other sorts of cloud storage, and comes with some limitations that may affect a user’s experience with a product. It also makes certain types of AI-related features harder to implement, since they’d typically need to work on-device (either in the app or the wearable device itself). Because of that, we believe an option for end-to-end encryption or local-only storage of the data collected by a wearable is the least companies can do. This way, those who want to use these devices can do so with the choice to either accept some privacy risks, or choose a more locked down option.

What’s Next

If you’re a user of a fitness wearable from any of the companies we’ve reached out to, or any other one, don’t be shy in asking for these sorts of features. In the rare cases a company offers a feature request page, use it—like for Garmin, Polar, Suunto, and Whoop. And when those types of outlets aren’t offered, don’t shy away from general contact pages, like those offered by Amazfit and Oura, or on community subreddits.

The companies that make these wearables, whether they’re designed for fitness or health, need to improve. At the bare minimum, companies need to publish transparency reports detailing how often they receive requests from law enforcement and commit to notifying users whenever that happens. 

It’s also well past the time for more companies to offer end-to-end encryption for the health data they’re storing. We acknowledge that this may be a trade-off for some features, like social networking features, but it should be up to users to decide if they’re willing to make those trade-offs. This level of privacy is an appealing feature that benefits users in myriad ways and more companies can set themselves apart by committing to this level of privacy.

Health data is some of the most personal data we produce, and most wearables companies are behind the times when it comes to basic privacy practices and transparency. Now’s the time to improve those practices.

Court Records Should Be Free

18 June 2026 at 15:36

Court records belong to the public. Yet anyone seeking access to federal court filings through PACER, a government software system that stands for Public Access to Court Electronic Records, is usually required to pay hefty fees to search for and view documents. PACER’s fees have long acted as a barrier that makes it hard, especially for low income people, to see and understand the work produced by our own public servants. 

That's why EFF joined a broad group of organizations supporting the Open Courts Act of 2026, legislation that would modernize the federal courts' electronic filing systems and eliminate PACER fees. 

Public access to the courts is a cornerstone of democratic accountability.

The bill would replace the aging PACER and CM/ECF systems with a modern, unified platform designed to improve public access, strengthen cybersecurity, and reduce long-term costs. Supporters note that PACER currently collects more than $150 million annually in fees from the public, despite court records being public documents.

The Open Courts Act would also make court records easier to find, access, and understand. The legislation builds on a similar proposal, also supported by EFF, that previously won bipartisan support in the Senate Judiciary Committee but did not become law before the end of the congressional session.

This is not a new issue for EFF. More than a decade ago, we criticized PACER's paywalls and the removal of some court records from online access, arguing that the public should not have to pay to read the law and the judicial decisions that shape it. The Open Courts Act would move U.S. courts a big step closer to that goal. 

In addition to EFF, the bill is supported by Fix the Court, the group pushing this bill forward; the Free Law Project, which maintains RECAP, software that has created a large archive of legal opinions and other court records; as well as civil society groups, open government watchdogs, and media groups. 

Public access to the courts is a cornerstone of democratic accountability. Let’s eliminate unnecessary barriers to court records, and bring the federal judiciary’s tech into the modern era. 

  • Read the full letter supporting the Open Courts Act of 2026

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